To apply for Ayushman Bharat card, there is an online process. Government has made a dedicated special portal under PMJAY Scheme. All registrations are to be done on this official portal. There are more than 55 Crores of individuals who are eligible to apply for Ayushman Bharat card. If you are looking for a detailed step wise instructions for – How to Apply for Ayushman Bharat Card? Than you can directly refer to this article, Ayushman Card – Register, Apply, Check Status, Download.
If you have already applied and want to know how to download your Ayushman Card than refer to the article, How to Download Ayushman Card online?
Who is eligible for Ayushman card
Government has set some eligibility criteria based on which only the eligible individuals are allowed to apply for Ayushman Bharat Card. The PMJAY scheme covers families identified as per the Socio-Economic and Caste Census (SECC) data. The Ayushman card which is covered under Pradhan Mantri Jan Arogya Yojana PMJAY, is aimed at delivering free of cost medical treatments and health care benefits to the economically weaker sections of the society. Those individuals who are below poverty line and comes under low income bracket, are eligible to take medical benefits and health facilities from selected empanelled public and private hospitals.
To check the complete details about eligibility criteria for Ayushman card, refer the article, Ayushman Card – Register, Apply, Check Status, Download.
How to make Ayushman card
You can make Ayushman Card with an online Registration process. To complete this Registration you need to have some documents to verify your eligibility. The list of documents are mainly – SC/ST Caste certificate, Income Certificate, PAN card, Aadhaar Card, Mobile number (linked with Aadhaar), Photograph, etc. For complete process of making Ayushman Card refer to the article, Ayushman Card – Register, Apply, Check Status, Download
How to get Ayushman Bharat card – Stages Explained
The process of getting Ayushman Bharat card and subsequently taking medical treatments and healthcare benefits involves many stages explained below:
Stage #1: Check your Eligibility
One should check for eligibility by visiting either the Common Service Centre (CSC) or Health Care Unit or any PMJAY Empanelled Hospital, where you can get checked your eligibility.
Stage #2: Validation in Beneficiary Identification System (BIS)
You need to search your SECC Name, Mobile Number or Family ID or House Hold ID (HHD number), if your Family is listed in SECC data, than you can directly proceed for Applying for Ayushman card.
Stage #3: e-KYC Verification
Here, you have to complete e-KYC step which will be done with the help of Aadhaar. On successful verification, your application will be approved.
Stage #4: Golden Card Generation
Once approved, a family identification number called as Golden Record number will be generated for your family.
Stage #5: Ayushman Card
You can download your Ayushman card for your family with the golden record number.
Stage #6: Hospitalization/Treatment
If anyone in your family needs medical treatment, they can visit any empanelled hospitals that is affiliated with PMJAY Ayushman Bharat Scheme.
Stage #7: Verification at Hospital
Provide your family’s Ayushman card and Golden Record Number along with HHD or Aadhaar. The Ayushman Mitra at hospital will help you with this verification.
Stage #8: Medical Treatment
Now you can have medical treatment and procedures covered under the scheme, at free of cost.
Stage #9: Discharge
After treatment, the patient will be discharged with proper documentation. You don’t have to pay anything. If there is any heath care expenses that is not covered under the scheme, than you have to pay for that. This, you can check with the hospital after the treatment.
Stage #8: Reimbursement
The documentation of the treatment and the patients record will be sent to the Ayushman Bharat authorities, and they will get reimbursement directly from the authorities.
All families covered under PMJAY Ayushman Bharat Scheme has been provided with 5 lacs of medical coverage upto Rs. 5,00,00/- lakhs per year per family. And after treatment, the total cost of the treatment will be deducted from this 5 lakhs coverage balance. This balance you can check by logging in to the PMJAY official portal.
The procedures and conditions for Ayushman Bharat may be different in different states. So, you need to check with the local Health care Departments or CSC’s for latest updates and additions to the scheme in your state/district.
How to use Ayushman card in hospital
Visit the PMJAY affiliated hospital with your family’s Ayushman Card with Golden Record Number, along with HHID or Aadhaar. At the hospital, you can meet with Ayushman Mitra and check for the treatments and procedures that you require, whether they are covered under the scheme or not. If your Ayushman Card is Inactive you need to do e-KYC authentication at the hospital for Ayushman Card activation.
On successful authentication, you can receive medical treatments free of cost from the empanelled hospital, that are covered by the Ayushman Bharat scheme. The ayushman card is limited to 3days of pre hospitalization charges and 15 days of post-treatment hospitalization charges. There maybe some charges and facilities that are not covered by the scheme. Check for services and benefits that are covered in your case, with the hospital authorities or Ayushman Mitra.
How to check Ayushman card is Active or Not
When your Ayushman Card is issued, it will be inactive initially. You have to Activate it through e-KYC authentication. This can be done by visiting any empanelled hospital or Ayushman Mitra or contact their helpline number. Ayushman Card Toll Free Number at 1800-11-4477 / 14477
What is the use of Ayushman card
Ayushman card is used for taking health care benefits and free of cost medical treatments offered by the government under the Pradhan Mantri Jan Arogya Yojana PMJAY Scheme. The Ayushman card can be used to get upto Rs. 5,00,000 lakhs of medical coverage for your family per year. You need to be eligible for Ayushman card, which requires certain criteria like your income should be lesser than 10,000/month and no other earning family member above 16 years age. If your are from lower caste or Low income category/EWC, etc. This eligibility criteria is taken from SECC by the government.
Frequently Asked Questions (FAQs)
Who can apply for Ayushman card?
The PMJAY yojana has set some standard criteria from Rural and Urban population, you need to check that for your eligibility. The process of checking eligibility has been explained in detail here, Ayushman Card – Register, Apply, Check Status, Download
Is Ayushman card valid in Private hospital?
Only empanelled Public and Private hospitals can provide healthcare benefits against Ayushman Card. Not all private hospitals are affiliated or associated with PMJAY scheme. So, you need to check first the list of hospitals, where you can get cash less treatment.
How to download Ayushman Bharat card?
Once you are eligible you can apply for Ayushman card. The application process may take some time for approval. Once approved you can download your Ayushman card by following simple steps as explained here, How to Download Ayushman Card online?
Ayushman card ke fayde?
Ayushman card provides many Health care benefits like, free of cost medical treatments to all major Medical treatments and procedures for diseases and ailments. If you have Ayushman card you can take cash less medical treatments from many of the public and private hospitals in India.
Ayushman card Toll free number
For Ayushman Card related help and support you can reach out to their help line number at 14455 or you can also contact them to the Ayushman Card Toll Free Number at 1800-11-4477 / 14477
How can I download my Ayushman card?
If your Ayushman Card application has been approved, that you can check on PMJAY website. You need to login to the beneficiaries page that require OTP verification. There you will see your Ayushman card status, if it’s approved, then you can easily click on the Download Icon in the extreme right along with your Name and eKYC status, under Action column. It will ask again for OTP verification, once OTP verified, the Ayushman Card PDF file will be downloaded on your device.
Who can make Ayushman card?
Only eligible candidates who comes under EWS, those who have no earning member in their family above 16 years, Beggars/Scavengers, Street Vendors, Hawkers, Homeless and Daily wage workers, etc. are eligible to make Ayushman Card.
How to Register for Ayushman card?
To register for Ayushman card, you need to know some details beforehand, such as eligibility, documents required, registration process, e-KYC verification, adding members, Tracking status of your Ayushman card, and downloading. We have written a detailed article related to Ayushman Card – Register, Apply, Check Status, Download, check it out.
